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Bank Account Fields by Ra...

Bank Account Fields by Rail

A quick reference for the account_information fields required when creating a counterparty for each payment rail. For complete validation rules including profile and customer identity fields, see Counterparty Validation.

Quick Reference

RailCounterparty TypeJurisdictionRequired account_information Fields
ACHFIAT_US🇺🇸 United Statesaccount_number, routing_number
FEDWIREFIAT_US🇺🇸 United Statesaccount_number, routing_number
SEPA_CTFIAT_EU🇪🇺 Europeiban, swift_bic, institution_name, institution_address
FPSFIAT_GB🇬🇧 United Kingdomaccount_number, institution_name, institution_address
CHAPSFIAT_GB🇬🇧 United Kingdomaccount_number, institution_name, institution_address
IMPS · NFT · UPFIAT_IN🇮🇳 Indiaaccount_number, institution_name, institution_address
EFTFIAT_CA🇨🇦 Canadainstitution_number, institution_name, institution_address
SWIFTAll FIAT types🌎 GlobalVaries by counterparty type — see detailed sections below
ACHFIAT_BS🇧🇸 Bahamasaccount_number, institution_name, institution_address

Detailed Fields by Counterparty Type

The tables below list all fields within account_information. ✅ denotes a required field.

🇺🇸 FIAT_US — United States

Supported Rails: ACH · FEDWIRE · SWIFT

FieldRequiredDescription
account_number✅Account number
routing_number✅ABA routing number
type Account type: CHECKING or SAVING
swift_bic SWIFT/BIC code — recommended when using SWIFT
institution_name Bank name (e.g. Bank of America)
institution_address Bank address — see Address Object

🇪🇺 FIAT_EU — Europe

Supported Rails: SEPA_CT · SWIFT

FieldRequiredDescription
iban✅International Bank Account Number
swift_bic✅SWIFT/BIC code
institution_name✅Bank name
institution_address✅Bank address — see Address Object

🇬🇧 FIAT_GB — United Kingdom

Supported Rails: FPS · CHAPS · SWIFT

FieldRequiredDescription
account_number✅Account number
institution_name✅Bank name
institution_address✅Bank address — see Address Object
sort_code 6-digit sort code (######) — recommended for FPS and CHAPS
iban IBAN — recommended for SWIFT
swift_bic SWIFT/BIC code — recommended for SWIFT

🇮🇳 FIAT_IN — India

Supported Rails: IMPS · NFT · UP · SWIFT

FieldRequiredDescription
account_number✅Account number
institution_name✅Bank name
institution_address✅Bank address — see Address Object
ifsc Indian Financial System Code — required for IMPS and NFT
swift_bic SWIFT/BIC code — required for SWIFT

🇨🇦 FIAT_CA — Canada

Supported Rails: EFT · SWIFT

FieldRequiredDescription
institution_number✅3-digit financial institution number
institution_name✅Bank name
institution_address✅Bank address — see Address Object
account_number Account number
transit_number 5-digit branch transit number
swift_bic SWIFT/BIC code — recommended for SWIFT

🌎 FIAT_IBAN — Global (IBAN-based)

Supported Rails: SWIFT

For jurisdictions that use IBAN identification and are not covered by a country-specific counterparty type.

FieldRequiredDescription
iban✅International Bank Account Number
swift_bic✅SWIFT/BIC code
institution_name✅Bank name
institution_address✅Bank address — see Address Object

🌎 FIAT_ACCNO — Global (Account Number-based)

Supported Rails: SWIFT

For jurisdictions that use account number identification and are not covered by a country-specific counterparty type.

FieldRequiredDescription
account_number✅Account number
routing_number✅Routing or sort identifier
swift_bic✅SWIFT/BIC code
type Account type: CHECKING or SAVING
institution_name Bank name
institution_address Bank address — see Address Object

🇭🇰 FIAT_HK — Hong Kong

Supported Rails: SWIFT

FieldRequiredDescription
account_number✅Account number
institution_name✅Bank name
institution_address✅Bank address — see Address Object
swift_bic SWIFT/BIC code

🇸🇬 FIAT_SG — Singapore

Supported Rails: SWIFT

FieldRequiredDescription
account_number✅Account number
institution_name✅Bank name
institution_address✅Bank address — see Address Object
swift_bic SWIFT/BIC code

🇯🇵 FIAT_JP — Japan

Supported Rails: SWIFT

FieldRequiredDescription
account_number✅Account number
institution_name✅Bank name
institution_address✅Bank address — see Address Object
swift_bic SWIFT/BIC code

🇲🇾 FIAT_MY — Malaysia

Supported Rails: SWIFT

FieldRequiredDescription
account_number✅Account number
institution_name✅Bank name
institution_address✅Bank address — see Address Object
swift_bic SWIFT/BIC code

🇨🇳 FIAT_CN — China

Supported Rails: SWIFT

FieldRequiredDescription
account_number✅Account number
institution_name✅Bank name
institution_address✅Bank address — see Address Object
swift_bic SWIFT/BIC code

🇵🇦 FIAT_PA — Panama

Supported Rails: SWIFT

FieldRequiredDescription
account_number✅Account number
institution_name✅Bank name
institution_address✅Bank address — see Address Object
swift_bic SWIFT/BIC code

🇧🇸 FIAT_BS — Bahamas

Supported Rails: SWIFT

FieldRequiredDescription
account_number✅Account number
institution_name✅Bank name
institution_address✅Bank address — see Address Object
type Account type: CHECKING or SAVING
swift_bic SWIFT/BIC code

Institution Address

The institution_address object appears within account_information across all FIAT counterparty types. All fields are optional.

FieldDescription
address_line1Street address line 1
address_line2Street address line 2
address_line3Street address line 3
unit_numberUnit or suite number
cityCity
stateState or province
postal_codePostal or ZIP code
country_codeISO 3166-1 alpha-2 country code (e.g. US, GB, DE)
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