# Clients

Organizations that are offering the Rail payments products to the end user/ Customer. Client is a top level entity in our system and is associated with 1 or more [Customers](/guides/customers).

> NOTE: We can only partner with clients in countries that are not sanctioned by the United States or Canadian governments. [Click here](https://legal.layer2financial.com/legal/sanctions) to see the latest list. Additionally, clients in some countries may require additional due diligence. Reach out to us to discuss further.


We partner with 2 types of clients today:

## Regulated

This includes regulated financial institutions (FIs) such as Banks, Trusts, Registered Investment Advisors (RIAs), Licensed fintechs, Money Service Businesses in any country not in our [sanctions list](https://legal.layer2financial.com/legal/sanctions).

## Unregulated

We can only partner with unregulated clients in countries where either:

1. Rail has adequate regulator licensing coverage either directly or via sponsor banking partners (US and Canada today), OR
2. Licensing is not required for Crypto Custody and Exchange/Trading activities


## Next Steps

To setup a new client in Sandbox, go to our [Sign Up Page](https://layer2financial.com/contact-us).

To setup a new client in Production, send us a note at [support@layer2financial.com](mailto:support@layer2financial.com) or [Contact Us via our website](https://layer2financial.com/contact-us).